
DECLARE YOUR TRUST BEFORE LIVING TOGETHER
Purchasing a property is the greatest financial commitment a couple will make. However, when people buy a property together, many do not set aside the time to consider the implications for the future. They should give serious thought to making a Declaration of Trust which will set out the shares they each have in the property and in its eventual sale proceeds.
Even if one party paid a greater capital sum to purchase the property than the other party, if the property is purchased in their joint names and they have a joint mortgage, it indicates that they had an intention that they would own the property equally. It could also be for example that they agreed to own it equally because one party agreed to pay the monthly mortgage installments and the other pay for the car that the parties shared.
Protect Staff to Protect Your Firm from Third Party Harassment Claims
Current rules in the 2010 Equality Act provide that employers are liable for harassment of its employees where:
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Why don’t you have a Will?Last year the Treasury gained £53 million from people who died intestate (without making a will). Only three out of 10 people in the UK have a will. So why are the majority of us not making a will? We looked at Lucy Townsend’s report for the BBC to see her conclusions.
It is true that wills are a form of legal precedent that have been used for many years and so the language used can be daunting for the average lay person, it is this along with having to think about their affairs after they have died that can prove to be too just stressful for some.
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Harassment covers various forms of behaviour, ranging from the extreme, such as assault to the less obvious i.e. jokes or banter. Often a perpetrator will believe this to be innocent fun but it’s the effect on the victim that is important. Employers need to be mindful that they can be responsible for harassment to employees by virtually anyone. This can include customers, suppliers, contractors and even members of the public.

